Mortgage Underwriter

Buy To Let Underwriter - Senior Location: Watford Role Responsibilities: The overall responsibility is to underwrite BTL loan applications in accordance with the firms’ lending criteria, policies, and procedures. * Underwriting and assessing loan documentation, including valuation reports, and requesting additional information from brokers where required, highlighting any concerns. * Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for * Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained. * Recommending and referring cases to credit committee where credit committee approval required. * Liasing with introducers, valuers, and solicitors. * Over seeing cases from inception through to completion. Skills: * Pass internal competency tests post induction. * Attention to detail. * Ability to work as part of a team. * Good written and verbal communication skills * Strong understanding of FCA requirements and regulations * Experience underwriting mortgage applications