AML Analyst - KYC

About Swan is the leading European fintech specialized in embedded banking. A laureate of the French government’s selective year list of tech champions, “French Tech Next 120,” we are quickly expanding across Europe. Over 100 European companies have already seamlessly integrated banking services such as accounts, cards, and payments into their products through our Banking-as-a-Service platform. This approach, known as “embedded finance”, empowers businesses to elevate their offerings and create new revenue streams — often times tripling their revenue! Our founders’ vision from the beginning was Simplicity: that anyone with a fintech idea at 2 am can visit our website, start building, and buy themselves a coffee with a self-issued card the very next day. That vision has taken us far. Following a 38M€ Series B round last September, we have been doubling our headcount and already have over 230 Swanees across offices in Paris, Bordeaux, Berlin, Barcelona, Amsterdam, and Milan! If you’re excited about joining a European fintech adventure, Swan is the way! To learn more about us: About Swan; Our story. Job description We are looking for a capable, diligent, and proactive Know Your Customer (KYC) Analyst to join its Operation team. The successful candidate will be responsible for conducting detailed customer due diligence to prevent our organization from being misused for money laundering, financial fraud, and other financial crimes. Our teams are all about customer obsession and making sure Swan offers the smoothest, most elegant BaaS experience out there! Main tasks KYC: Conduct detailed customer due diligence, perform risk assessments, and make sure each customer complies with our company's KYC policy. Gather necessary information and documents from new customers and verify them effectively. Ensure complete, accurate and timely data entry of KYC records into the appropriate systems. Stay abreast of regulatory changes and updates regarding KYC and AML standards. Collaborate with the Compliance team in order to refine and optimize company's KYC policies. Ensure confidentiality of investigations and exchanges. Fraud Analysis: Assess and make recommendations to mitigate potential risks of financial fraud, money laundering, and terrorism financing. Use analytical tools and techniques to detect fraud, trends, patterns and provide actionable insights to enhance business risk strategies. Client Relations: Building and establishing strong relationships with clients is a key aspect of this role. You will be acting as the main point of contact for KYC related interactions, answering customers’ questions and requests. Improve documentation (Help Center) by implementing any ideas that allow for better client onboarding (articles, FAQ, etc.). Work effectively with all teams (Product, Engineering, Compliance, Operations, and Sales) to improve and develop new processes. Preferred experience You’re a great match if: You have experience in Back Office or KYC, ideally in a Fintech, Payment Provider, Bank, consulting firm, or other fast-paced work environment. This experience will help you better understand the needs of our clients and the industry as a whole. You have a good understanding of KYC, Anti-Money Laundering (AML), and due diligence requirements. You enjoy optimizing internal processes to better respond to our customers. This requires a proactive approach and the ability to think outside the box. You can effectively communicate with internal and external stakeholders with excellent communication skills, especially when explaining our product, process, and business-related questions. You have strong analytical skills, allowing you to elaborate key findings and make decisions quickly. You are organized, rigorous, and have excellent attention to detail skills. You have excellent English. Proficiency in another European language, such as Spanish, Italian, or Dutch is also required. Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other, and we leave our egos at the door. It’s okay if you don’t tick all the boxes — don’t let imposter syndrome prevent you from applying! Swan is committed to providing a caring work environment for all employees, regardless of age, sex, disability, sexual orientation, race, religion, or belief. When it comes to recruitment, we’re interested in your work experience, skills, and overall personality. Because diversity makes the workplace stronger and is necessary for Swan’s success, we are intensifying efforts to incorporate concrete actions to help us improve in this area. Recruitment process A 30-min video call with our Talent Acquisition Manager, to get to know you, understand your career expectations and answer your questions. An interview with our Lead KYC. A case study. Peer interview and last interview with our Chief Service Officer. #J-18808-Ljbffr